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ai-Spark: The Story

ARTIFICIAL INTELLIGENCE FOR CREDIT RISK

In 2016, ai-Spark began the initial stages of research that would eventually provide the embers to ignite a new age in credit risk analysis.

Today, powered by the continual evolution of machine-learning technologies and backed by over 90 years’ collective experience, ai-Spark – in cooperation with INTEX – redefines the CMBS and CRE industry by producing instant, unbiased and continuous risk rating results.

AI-Spark story

What is TARA?

Transparent Autonomous Rating Algorithm

Born of precision and inspired by simplicity, the Transparent Autonomous Rating Algorithm (TARA™) heralds a new age in credit risk assessment.

Forged from decades of knowledge, experience and insight, a continual iterative machine-learning process allows TARA™ to effectively and effortlessly produce clear, concise and unbiased risk assessments in real-time.

By providing unprecedented accuracy and immovable principles through industry-defining artificial intelligence, TARA™ does not replace the human element but rather provides the platform for precise and unwavering risk analysis.

TARA™, therefore, is able to clear one of the industry’s biggest hurdles by completely removing any ability to skew or manipulate market participant behaviour, providing a constantly improving level of precision.

tara-diagram

Meet the team

David Nabwangu

David Nabwangu

Founder, CEO & Data Scientist

A former head of CMBS research for a leading international rating agency, David Nabwangu received his MBA from Duke University Fuqua School of Business, while also earning an MBI from Erasmus University and a Certificate of Machine Learning from Stanford University. David is also an active editorial board member and a regular contributor to the Commercial Real Estate Finance World Journal.

Mark Jackson

Mark Jackson

Head of Enterprise Sales

Formally, the Integrated SaaS Solutions Sales Lead at Datalogics, an Adobe funded company. Mark built alliance partnerships that supported clients in 22 countries. He served as a subject matter expert for data management, successfully guiding over 250 corporate and government entities through the evaluation and integration of technologies used to develop custom solutions.

Pat Sargent

Pat Sargent

Advisor

Focussing on structured finance and capital markets transactions, Pat Sargent holds extensive experience in commercial real estate finance and securitization, and represents a national credit rating agency in commercial mortgage securitizations and CRE CLO transactions.

Jack Cohen

Jack Cohen

Advisor

Holding both an M.S. in Construction Management and a B.S. in Civil Engineering from Stanford University, Jack Cohen is currently a Managing Partner at national CRE lending, investment and services firm 3650 REIT, while he also holds the title of CEO at advisory and investment firm Darkknight Ventures, LLC.